TOP 5 CAR insurance companies in South Africa

1.Discovery

Discovery Car Insurance is a type of car insurance policy offered by Discovery Limited, a South African-based financial services group. The insurance policy is designed to reward drivers who drive safely and encourage them to maintain their good driving behavior.

Discovery Car Insurance offers a range of benefits, including:

Vitality Drive: This is a rewards program that offers discounts on fuel, Uber rides, and car washes, as well as cash back on your premiums, for safe driving.

Car hire: If your car is stolen or damaged, Discovery Car Insurance will provide you with a rental car for up to 30 days.

Emergency assistance: If you are in an accident or your car breaks down, Discovery Car Insurance offers 24-hour emergency assistance.

Comprehensive coverage: Discovery Car Insurance offers comprehensive coverage that includes accidental damage, theft, fire, and third-party liability.

Excess-free windshield repair: If your windshield is damaged, Discovery Car Insurance will repair it for free, without charging you an excess.

Overall, Discovery Car Insurance is a good option for safe drivers who want to save money on their premiums and benefit from additional perks like discounts on fuel and car washes. However, it's important to compare insurance policies from different providers and read the fine print before making a decision.

2.Dotsure

Dotsure Car Insurance is a South African insurance company that specializes in providing car insurance policies to drivers. They offer a range of car insurance products, including comprehensive car insurance, third-party car insurance, and fire and theft car insurance.

Some of the benefits of Dotsure Car Insurance policies include:

24/7 roadside assistance

Cover for damage caused by hail, fire, or theft

Cover for damage caused to third-party vehicles or property

Cover for towing costs

A variety of optional extras, such as car hire, scratch and dent cover, and sound system cover.

To get a quote from Dotsure Car Insurance, you can visit their website or call their customer service team. You will need to provide information about your vehicle, your driving history, and your personal details in order to get an accurate quote.

3.iWYZE

iWYZE is a South African insurance company that offers a range of insurance products, including car insurance. iWYZE car insurance provides coverage for accidents, theft, fire, and third-party liability. The company offers comprehensive, third-party, fire and theft, and third-party only car insurance options to suit different needs and budgets.

Comprehensive car insurance from iWYZE includes coverage for accidental damage to your vehicle, theft, hijacking, fire, and damage caused by natural disasters. Third-party car insurance covers damages caused by your vehicle to other people's property or vehicles, but does not cover your own vehicle. Third-party, fire and theft car insurance provides coverage for damages caused by your vehicle to other people's property or vehicles, as well as theft or fire damage to your vehicle.

iWYZE also offers additional benefits and features such as roadside assistance, car hire, and excess waivers. Customers can also customize their policies by adding optional extras such as scratch and dent cover, tyre and rim protection, and personal accident cover.

To get a quote for iWYZE car insurance, you can visit their website or contact their customer service team. It is important to compare different car insurance options to ensure that you choose the policy that best suits your needs and budget.

4.MiWay

MiWay is a South African insurance company that provides car insurance to drivers in South Africa. They offer comprehensive, third-party, fire and theft, and third-party-only car insurance options, as well as additional benefits such as roadside assistance and car hire.

MiWay's comprehensive car insurance includes cover for accidental damage, theft, fire, third-party liability, and personal accident cover for the driver and passengers. They also offer a unique feature called "Cash Back Bonus", where you can receive up to 10% of your premiums back in cash after three claim-free years.

MiWay's third-party, fire and theft, and third-party-only car insurance options provide cover for damage caused to other people's vehicles or property, as well as cover for fire and theft in the case of the former, or only liability cover in the case of the latter.

Overall, MiWay offers a range of car insurance options with additional benefits and features, making it a popular choice among South African drivers.

5.Outsurance

Outsurance is a South African-based insurance company that offers a range of insurance products, including car insurance. They offer comprehensive car insurance, which covers accidental damage, theft, and third-party liability, as well as other benefits such as roadside assistance, windscreen cover, and a car hire benefit.

Outsurance also offers a unique product called Outbonus, which is a cash reward that you receive if you remain claim-free for a certain period of time. This reward can be used to reduce your insurance premiums, pay for excess payments, or even to withdraw as cash.

Their car insurance policies are tailored to individual needs and they offer different levels of cover to choose from, depending on your budget and requirements. They also have a 24/7 claims service and a mobile app that allows you to manage your policy, make claims, and request assistance on-the-go.

Overall, Outsurance is a reputable insurance provider in South Africa and their car insurance product is worth considering if you are looking for comprehensive cover and additional benefits.