TOP 7 CAR insurance companies in Dubai

1.Abu Dhabi National Takaful

Abu Dhabi National Takaful Co offers car insurance in accordance with the principles of Islamic finance. The company offers various types of car insurance policies, including:

Third-Party Liability Insurance: This is the basic and mandatory car insurance policy in the UAE. It covers the damage you may cause to third-party property or persons in an accident.

Comprehensive Insurance: This is a more extensive policy that covers not just third-party liability but also accidental damage, theft, and fire.

Personal Accident Insurance: This policy covers the medical expenses of the driver and passengers in the event of an accident.

Agency Repair Insurance: This policy covers repairs at the dealership or authorized repair center for a specified period.

Off-Road Insurance: This policy covers your vehicle when driving off-road, which is not covered in the regular car insurance policies.

Abu Dhabi National Takaful Co also offers add-on covers that can be added to the basic policy for an additional premium. These add-ons include roadside assistance, GCC coverage, natural calamities, and agency repair.

It is always advisable to compare the features and benefits of different car insurance policies before choosing the one that suits your needs.

2.Al Fujairah National

Al Fujairah National Insurance Company is an insurance company based in the United Arab Emirates that offers a range of insurance products, including car insurance.

Their car insurance policy provides coverage for loss or damage to your vehicle, as well as third-party liability coverage for bodily injury and property damage caused to others. Some of the key features of their car insurance policy include:

Comprehensive coverage: This policy provides coverage for accidental damage, theft, fire, and natural calamities, among other things.

Third-party liability coverage: The policy provides coverage for bodily injury or property damage caused to others as a result of an accident involving your vehicle.

Personal accident coverage: The policy provides coverage for accidental death or permanent total disability of the policyholder.

Oman extension: The policy provides coverage for driving in Oman, which is a common requirement for car owners in the UAE.

Roadside assistance: The policy provides 24/7 roadside assistance in case of breakdown or accidents.

To get a quote or purchase car insurance from Al Fujairah National Insurance Company, you can visit their website or contact their customer service team. It's always recommended to compare different insurance policies from multiple providers to find the one that best fits your needs and budget.

3.Gargash

Gargash Insurance is an insurance company based in the United Arab Emirates that offers a range of insurance products, including car insurance. Their car insurance policies provide coverage for accidental loss or damage to your vehicle, third-party liability, personal accident cover for the driver, and more.

Some of the key features of Gargash Insurance car insurance include:

Comprehensive coverage: Gargash Insurance's car insurance policies offer comprehensive coverage, which includes coverage for accidental loss or damage to your vehicle, theft, fire, and more.

Third-party liability coverage: In addition to covering your own vehicle, Gargash Insurance's car insurance policies also provide coverage for any damage or injury you may cause to another person or their property while driving.

Personal accident cover: Gargash Insurance's car insurance policies also include personal accident cover for the driver, which provides compensation in case of accidental injury or death while driving.

Roadside assistance: Gargash Insurance's car insurance policies also come with 24/7 roadside assistance, which provides support in case of breakdown, flat tire, or other emergencies.

Overall, Gargash Insurance's car insurance policies offer comprehensive coverage and a range of features designed to provide peace of mind for drivers in the UAE. It's always important to carefully review the terms and conditions of any insurance policy before purchasing to ensure it meets your needs and budget.

4.Noor Takaful

Noor Takaful is an Islamic insurance company based in Dubai, United Arab Emirates, that offers a variety of insurance products, including car insurance. Noor Takaful's car insurance is designed to provide comprehensive coverage to customers in the event of an accident or damage to their vehicle.

Some of the features of Noor Takaful's car insurance policy include:

Third-party liability coverage: This provides coverage for damages or injuries caused to third parties in an accident.

Own damage coverage: This provides coverage for damages to the insured vehicle caused by accidents, theft, fire, or natural disasters.

Personal accident coverage: This provides coverage for the insured and passengers in the event of an accident, including medical expenses and loss of income due to disability or death.

Agency repairs: Noor Takaful offers agency repair services for insured vehicles, which means that the vehicle will be repaired by an authorized dealer or repair shop.

Roadside assistance: Noor Takaful provides 24/7 roadside assistance to its customers, including towing, battery jump-start, and fuel delivery services.

Noor Takaful's car insurance policy is designed to comply with Islamic principles, such as avoiding riba (interest) and gharar (uncertainty), and is approved by a Shariah supervisory board. Customers can purchase Noor Takaful's car insurance online or through one of its branches.

5.Oman Insurance 

Oman Insurance Company is a well-known insurance provider in the UAE, offering a range of insurance products, including car insurance. Their car insurance policies are designed to provide comprehensive coverage and protection for car owners in case of any unforeseen circumstances.

Oman Insurance Company car insurance policies offer the following coverage options:

Third-Party Liability Coverage: This coverage option protects car owners against legal liability for any damage caused to third-party property or injury to third-party individuals.

Comprehensive Coverage: This coverage option provides a wider range of protection, including coverage for own-damage, theft, fire, and natural disasters.

In addition to these standard coverage options, Oman Insurance Company also offers a range of additional benefits and features, such as:

Agency Repairs: This feature ensures that car repairs are done at authorized garages or dealerships.

Roadside Assistance: This feature provides assistance in case of a breakdown or accident, including towing, fuel delivery, and flat tire change.

Personal Accident Cover: This feature provides coverage for any injuries or fatalities suffered by the driver or passengers in the event of an accident.

No Claims Discount: This feature rewards safe driving by offering discounts on premiums for every year without a claim.

Overall, Oman Insurance Company's car insurance policies offer comprehensive coverage and benefits for car owners in the UAE. It is important to carefully review the terms and conditions of the policy and consult with an insurance agent to determine the best coverage options for your individual needs.

6.Orient Insurance

Orient Insurance is a Dubai-based insurance company that offers a range of insurance products, including car insurance. Their car insurance policy covers loss or damage to the insured vehicle, as well as liability for third-party damage or injury.

Some of the features of Orient Insurance car insurance may include:

Comprehensive coverage: This type of coverage provides protection against loss or damage to the insured vehicle due to accidents, theft, fire, natural disasters, and other events.

Third-party liability coverage: This covers damages or injuries caused to third parties, including their property, in case of an accident involving the insured vehicle.

Personal accident coverage: This type of coverage provides financial compensation to the policyholder or their passengers in case of bodily injury or death due to a car accident.

Emergency roadside assistance: Orient Insurance may provide 24/7 emergency roadside assistance to policyholders, which may include services such as towing, fuel delivery, battery jump-start, and flat tire change.

Optional add-ons: Orient Insurance may offer optional add-ons to the car insurance policy, such as agency repairs, no-claims discount protection, and off-road coverage.

It's important to carefully review the policy terms and conditions and compare them with other car insurance policies before making a decision. Additionally, it's a good idea to check customer reviews and ratings to get an idea of the company's service quality and reliability.

7.Salama Takaful

Salama Takaful Insurance offers car insurance in accordance with Islamic principles. Their car insurance product provides coverage for loss or damage to the insured vehicle, as well as third-party liability coverage for bodily injury or property damage caused by the insured vehicle to others.

Salama Takaful Insurance's car insurance policy also includes a range of additional benefits, such as roadside assistance, emergency medical expenses, and personal accident coverage for the driver and passengers.

The specific details of Salama Takaful Insurance's car insurance policy, including coverage limits, premiums, and exclusions, will depend on the specific terms and conditions of the policy. It is important to carefully review the policy documents and speak to an insurance representative to fully understand the coverage provided and any applicable terms and conditions.